5.05.2013

Dahil panahon ng pag-iipon.

Let's start off with the definition of terms. (LOL CASE STUDY BA 'TO?!)

What is SAVING?

Saving. One of the easiest thing to be said rather to be done. It is a little bit challenging and a serious pain in the ass. (D, 2013 hahahaha.)




Moving on to the cool part. How do you save up for something B I G?

1. Consider your goal
Why am I saving again? Is it for a bag? or shoes, perhaps? Either way, it's still saving up for something worthy. Always isipin magiipon ako kasi karapat dapat yun maging akin.

2. Making a time-frame
This is the crucial part (believe me), if you plan to save up for something very important, set up your mind that you HAVE to save up for that thing, let's say in 2 weeks. i.e. Kelangan ko ng 8,000 sa 2 buwan.

3. Calculate the possible amount of money you have to save up in a day
70 * 7 = 490 (1 week)
50 * 30 = 2100 / month 
4. Take note of what you want and what you actually need. 
Wants and needs are totally different things. So if I were you, prioritize the things you NEED to buy. Halimbawa, nasa mall ka, me nakita ka'ng masarap na pagkain *yung tipong natatakam ka lang* gustong gusto mo'ng bilihin. PERO kailangan mo ba talaga 'to? HINDI. So hwag mo ng balik-balikan. Umiwas ka muna dun, isipin mo panandaliang sarap, habambuhay na pagsisisi kasi maiimbak lang 'yon sa tiyan mo. For short, MAGIGING TABA lang. So, nothanks.

5. Keep track on your expenses. 
Kung estudyante ka pa, hwag ng basta bastang bumili ng mga gamit na di naman kelangan. Ballpen na cute? ballpen pa rin yan, mauubusan ng ink! Saka na pagkatapos mo'ng magipon uy! 

Kung nagtatrabaho ka na at me mga dapat bayaran o gastusin sa bahay, magtabi ng naaayon. Pero yung tama naman ha. Kunware, ibahin ang para sa kuryente, tubig, groceries, misc na bayarin sa bahay at isulat para malaman mo kung tama ba ang perang maitatabi mo para sa pinagiipunan.

6. Mag baon (applies to everyone) 
SELF EXPLANATORY. Hindi po yan sukatan ng pagkalalake o pagkababae o ikinababa ng pagkatao mo kung mag babaon ka. I tell you, it's a lot safer if you bring your own lunch or snacks compared to getting them anywhere. Isa sa mga risks ng pagbili ng pagkain kung saan saan eh HEPATITIS A. Di mo yun alam? Isearch mo na kay kuya google haha! Basta yun. Mas masarap kaya luto ni mommy, diba?!

7. Prepare your special box.
It's not really necessary to get a very expensive piggy bank / alkansya. Any small box or bottle works. Now let me show you my friend, LC. It's been with me for 2 years now and yup, he's a very good friend. (SEAL THE OPENINGS OF YOUR ALKANSYA WITH A MAGIC GLUE OR RUGBY JUST SO YOU CAN'T OPEN IT ANYTHIME HAHA) 

Tip: kung medyo gusto mo ng adventure na pagiipon, ganito, kunwari may 20 ka pero gusto mong itago, ilagay mo yun sa ilalim ng mga damit mo at kalimutan mo na dun mo nilagay. Masaya yun, yung tipong one day habang naglilinis ka, may makikita ka'ng 20 kung saan saan at boom, savings na rin yun. XD (ginagawa ko kasi to kaya masaya magipon. aka singit mode)



8. Avoid impulse buying (go back to #3)
Uy! Magandang notebook! Pero 300.00. MEDYOGAGO?! Notebook 300? Oo minsan worth it siya pero sira! Hindi ngayon! Harsh, pero kasi parating nangyayari sakin haha.

9. Bring your own water. ALWAYS.
Also same to #6. Water is very important to our body, thus, it's something you always have to bring. Although it's not applicable to every place in the Phils that water is as accessible as it is here in Davao, but hey, you have those water purifiers at home, right? Plus, water is FREE. Why spend another 20.00 for a bottle when you can just save it, right? 

PS: eto si adidas water container ko. Pinag ipunan ko to nung nagaaral pa ako. Kasi po kung iisipin mo gagastos ako ng 20/day para sa tubig, uy anlaki kaya nun! Kaya dala dala rin ng tubig, paminsan.



10. Motivate yourself to save.
Siguro okay na yung. "Hoy magtipid ka, para rin yan sa'yo" or "Gusto mo yan diba? ba't di mo paghirapan?!"

11. DO NOT GIVE UP HALF-WAY. 
Eto na. This is where the problem happens. When you're almost there, your mind tells you to stop because it might not be worth it anymore or maybe you can get other things more important than what you are supposed to be getting. But nope, I don't agree with all those shizz. You're almost there, why on earth would you just cut off all those hardships you had along the way? You're saving up for that something because it's worth every centavo. Don't lose hope, eventually you'll get there.

12. Tell yourself, "I NEED THIS AND THIS IS WORTH IT". Repeat until fade.
No need to elaborate. Just do it. 

O ayan ah, nagawa ko'ng isulat sa 12 items pero sa totoo lang may ibang 100 ways pa para mag ipon ng bongga. Nasa sa sarili mo pa rin ang decision kung talagang magpupursige ka sa bagay na 'yon. Basta ako? Mag iipon ako para sa isang awesome thing this year. Nagawa ko na to ng 2 years, straight. Kaso maraming bagay ang nangyari di ko nakuha yung bagay na pinagipunan ko pero may kapalit naman. Hahahahaha. Fangirl is fangirl. OKAY? Mahal pero keribells!
xo, readysetdrool.

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